Which program funds therapy and personal care for eligible individuals?

• A. Medicare
• B. National Disability Insurance Scheme (NDIS)
• C. PBS medicines
• D. Private health insurance

Answer: (B)

The main idea here is that the National Disability Insurance Scheme (NDIS) provides funding for supports that help with daily living, including therapy services and personal care, for people who are eligible. The NDIS creates a plan tailored to an individual’s goals and needs, and within that plan it can cover therapies such as physiotherapy, occupational therapy, and speech therapy, along with personal care support to assist with daily activities and independence. This targeted funding is specifically designed for people with permanent or significant disabilities, rather than general medical services.

Medicare primarily subsidizes medical and hospital care and may cover some allied health services in limited circumstances, but it doesn’t provide comprehensive, disability-focused funding for ongoing therapy and personal care. PBS covers prescription medicines, not therapy or personal care. Private health insurance can help with some services, but it isn’t a universal program for therapy and personal care supports tied to disability eligibility.